8 November 2020 at 13:53
I was the principal member of my medical aid plan for part of the tax year end Feb 2020 and my husband was an adult dependent. My husband incurred several medical expenses, which were not reimbursed by the medical scheme while he was a dependent on the medical plan. What I would like to find out is, if a person does not contribute to a medical scheme, like my husband (who was a dependent), he/she is therefore not able to claim a deduction for any medical expenses incurred, correct? And if the above is correct am I then able to claim for these expenses that were not reimbursed by the medical scheme to my husband as he was a dependent on my plan?
9 November 2020 at 17:05
The rule of thumb is, the person who paid the for expense/s may claim for the medical deduction.
Therefore, if you pay the contributions towards the medical aid, you can claim for the medical aid tax credit on your tax return.
If you incurred other allowable medical expenses, including the medical expenses claimed through the medical aid, but not paid through the medical aid, you need to claim for the additional medical tax credit.
If your husband paid for some of these allowable medical expenses, he can claim these expenses on his tax return.
Please note, if he claims for some of the expenses that were claimed through the medical aid that were not paid through them, you will need to adjust the total that gets imported from SARS for this section as per your medical aid. Otherwise you will be claiming for the expense twice.