30 November 2016 at 0:34
My wife and I are married out of community of property and we are both normal salary earners. My wife is the primary medical aid member and pays the premiums from her account. She claims all our medical expenses with her tax return and usually get a significant amount back. Would it make sense to split the medical costs in half and each claim that on our tax returns? Or if one of us earns more than the other, who should be making the claims/be main member (especially if one of us falls marginally into an higher tax bracket)?
30 November 2016 at 8:17
As your wife is the primary member and pays for the scheme as well as the other costs only she can claim the medical costs. Credits from medical aid contributions are the same no matter what the income level is.