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Tax Returns made easy with Capitec Live Better & TaxTim

At a glance

Capitec’s Live Better programme helps you get more from your money with meaningful discounts and rewards - now including your tax return. Through our partnership with TaxTim, Capitec clients and staff get exclusive savings when filing their taxes online:

25% off for all Capitec clients 35% off for Capitec staff

TaxTim makes tax simple by asking you plain-language questions (no jargon) and completing your return step by step. It’s fast, affordable, and fully integrated with SARS - the fastest, easiest way to do tax.

Start My Tax Return

TaxTim

How it works

  1. Register with TaxTim by creating your user profile and start your journey.
  2. Get your unique TaxTim discount code on the Capitec Live Better platform.
  3. During setup, or on the payment page, select “Capitec Live Better” partner.
  4. Enter your unique Capitec discount code.
  5. TaxTim will apply the discount - pay any remaining amount using card or EFT.
  6. Follow the simple guided process to complete your tax return. TaxTim will ask you simple questions about your incomes and expenses, then complete your return professionally, ensure all relevant deductions are claimed, and check that everything meets SARS compliance requirements.
  7. Once you’re done, TaxTim will submit your tax return directly to SARS with one click.
  8. As a bonus, your free Tax Health Score also tells you how you can become more tax efficient.
Start My Tax Return

Need help?

If you get stuck, you can ask TaxTim any tax-related question. The TaxTim tax experts answer a range of questions every day, from simple to complicated, and cover diverse topics like:

  • "Where do I get my tax number?"
  • "What does my SARS assessment mean?"
  • "How do I claim Home Office expenses?"

The site has over 7 000 published questions and blogs available, in addition to simple tax calculators and decision-tree tools built to help taxpayers with common tax troubles.

For questions about Live Better or how to redeem your voucher, please contact the Capitec Client Care team at clientcare@capitecbank.co.za or visit www.capitecbank.co.za.

Capitec Bank is a licensed financial services provider and registered credit provider (NCRCP13).

Terms & Conditions apply

  • This voucher is valid for individual tax returns (ITR12: Lite, Smart, or Ultra) and individual provisional tax returns (IRP6) only.
  • The voucher is not valid for company tax returns (ITR14) or company provisional tax returns.
  • The voucher is non-refundable once issued.
  • The voucher will expire on 31 March 2026. Expiry dates cannot be extended.
  • The voucher is non-transferable and may only be used by the person who received it.
  • Any unused value will not be refunded or carried over after expiry.
  • Any tax return which has a discount applied, but is not paid, at the expiry date of 31 March 2026, will have its discount removed.
  • Only one voucher may be redeemed per transaction.
  • Vouchers may not be exchanged for cash, and no change or credit will be issued in cash.
  • If the voucher code is lost or stolen, the recipient bears the risk. Capitec will not be held responsible for any resulting loss, whether or not the code was redeemed.
  • Misuse of the voucher will be determined at Capitec’s sole discretion.