1. I am retired and a deduction for my Medical Aid Contribution is made from my monthly pension. My Tax Certificate displays a basic Tax Credit (R257 x 2 x 12) which does not include the extra Tax Credit for claims submitted to, but not paid by, my Medical Aid Fund. My neighbour, on the other hand, who also has a deduction for his Medical Aid Contribution from his monthly pension, received his Tax Certificate which reflects a Tax Credit taking into account a basic Tax Credit (R257 x 2 x 12) as well as his claims submitted but not paid by his Medical Aid Fund. Which employer is providing the correct Tax Credit figure on their respective Tax Certificates, or is there no hard and fast rule here?
2. A Medical Aid Fund can only take into account known expenditure if the expenditure is submitted to them, so I presume that such qualifying expenses would have to be taken into account by the taxpayer who would have to recalculate his Tax Credit and have proof of the expenses for possible audit by SARS.